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Quite simply, the product offerings available to member of this agency are incredible. Especially for those like me, who come from a captive environment.

Rather than be limited to one company, or having to push a specific product, our agents are doing 'needs based' selling, finding the right product for the client at the right price. We put the client first, and we are able to do that because we have so many competitive solutions available to us to help our clients.

In addition to the production offerings you see below, we are currently researching the possiblity of being able to offer a debt reduction program, mortgage refinance services, though those offerings are not in place at this time.

As a 'trusted financial professional' to your clients, you will have the ability to offer...

Life Insurance(Term,Whole,Univ) Variable & Var. Universal Life*
Fixed and Indexed Annuities Variable Annuities*
Mutual Funds* Disability Insurance
Long Term Care Insurance  

*If properly licensed for Securities through HBW Securities, LLC.

Carriers

Insurance

American General (AIG) is our primary carrier, one of the largest insurance companies in the world, top rated with over $700 billion in assets, and over 50 billion customers.

American General Life Insurance Company

Fidelity & Guaranty Life

Banner Life

U.S. Financial Life Insurance Company

West Coast Life

Zurich Kemper Life - Now Chase

Western Reserve Life Assurance Co.

Empire General Life


Fixed / Indexed / Variable Annuities

Manulife Financial
USALLIANZ
John Hancock

National Western Life
AIG Annuity
Jefferson Pilot


Broker / Dealer
HBW Securities, LLC.

Do you think you can find the right solution for your clients with the above list of carriers and products? You're at the Right Place at The Right Time!

If you are ready to get started in a career with HBW Insurance & Financial Services, Inc., click here and fill out the form, or call David Harper, directly at 352-409-0146

 

Disclaimers:

Securities Offered Through HBW Securities LLC, Member NASD/SIPC 3355 Cochran St., Suite 100, Simi Valey, CA 93063. 1(800)473-3856 David Harper, registered representative. HBW Insurance & Financial Services, Inc. is a sepatate entity from HBW Securities LLC. HBW Securities LLC does not give legal advise.

This website, and the information contained herein is intended for agent use only. It is not intended to create public interest in the products or services discussed on the site. Products and services described are not available in all states.

Each office is independently owned and operated, as it's own unique and separate entity, and as a participant in the program. The Unrestricted - Non Captive agreement allows representatives to market additional ancillary programs. As a result not all of the concepts and programs described above are available through HBW Insurance & Financial Services, Inc., but are only available exclusively through the specific group represented on this website.

Before signing with HBW Insurance & Financial Services, Inc., or any other organization, you should evaluate your personal circumstances to make certain you are getting all the features and benefits you desire as a professional financial plannner . For additional & complete information please complete the request form for a free starter kit.

Life License required to market Life Insurance & Fixed/Indexed Annuity Products - Securities License Required to Offer Variable Products and Mutal Funds.

The opinions expressed are simply the opinions of the author. As always, for complete legal or tax advice, you should always consult your attorney or licensed tax advisor.

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